401k 2025 Contribution Limit Chart By Age. 2024 2025 401k/403b/457/tsp elective deferral limit. The most significant change comes for 401(k) plans, where the standard contribution limit will increase by $500, reaching $23,500 in 2025.

For 2025, the annual employee contribution limit for 401 (k) plans is set to increase from $23,000 in 2024 to a record high of $23,500. That’s on top of the standard $23,500 limit for everyone.